Two million couples are not taking full advantage of the Marriage Allowance. This form of tax relief allows you to transfer 10%, currently £1,260, of your personal allowance to your husband, wife or civil partner, which could save you up to £252 in tax each tax year you qualify. It only takes around ten minutes to […]
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Your State Pension is likely to be a crucial part of your income in retirement, helping you to maintain your financial security. But so many people we speak to have never even checked their State Pension. So, in this blog, we uncover the main features of the State Pension and how to get your forecast, […]
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Successful life planning also requires a significant degree of financial planning We spend our lives planning for our next holiday, for a family, buying a property, funding a child’s education and for the day we retire. Being able to realise our future plans and dreams requires objectives, information and organisation. Successful life planning also requires […]
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Don’t get distracted from staying focused on your investment goals Investment market swings can be unnerving, but they shouldn’t distract you from staying focused on your financial goals. Periods of market volatility, like whose we’ve seen over recent months, will undoubtedly be unsettling times for most investors. The risks of incurring losses can make holding […]
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Ensure your future income will allow you to enjoy the lifestyle you want Preparing for retirement is like getting ready for a journey – it never goes quite as planned. But the better the plan, the better the outcome. When things go wrong, you want to have the flexibility to adapt to changing circumstances. You […]
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Living in a place where the lifestyle and cost of living matches your financial situation Are you ready to spend your golden years in comfort, style and maybe even a bit of luxury? As a retiree, you’ll want to be able to live in a place where the lifestyle and cost of living matches your […]
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Perhaps the most common investment advice is to stay invested. But with markets being so volatile, the ease of sticking to that advice has been sorely tested in 2020. Even though we’ve seen global markets bounce sharply from their March lows, understandably there will still be those investing for retirement who remain worried and wonder […]
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Maximising investment returns over a longer life expectancy There are lots of variables in retirement: how long people will live for, the costs of goods and services they will need, interest rates available on their accumulated savings, and so on. But once you have retired, investing is anything but straightforward. Your finances are a primary […]
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Projecting ourselves into the future to see what’s around the next bend is not an easy thing to do. Given the current situation during this difficult and unsettling time with coronavirus (COVID-19), it’s important to think about how secure the future of your family or business would be in the event that you were no […]
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How will you pay the bills if you were sick or injured and couldn’t work? There is a growing unease about the economic fallout of coronavirus (COVID-19), with many businesses laying off contractors and putting staff on extended leave, as well as natural worries about contracting the disease.2 What this crisis has shown is that […]
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